Shelbyville Homes under $400,000

Shelbyville Homes under $400,000

Welcome to Shelbyville, Kentucky—a charming city that beautifully marries small-town warmth with the vibrancy of modern living. Nestled in the heart of Shelby County, Shelbyville is renowned for its rich history, friendly community, and picturesque landscapes. With its quaint downtown area adorned with unique shops, delightful eateries, and historical landmarks, Shelbyville offers a welcoming atmosphere that makes it easy to call home.

For those seeking affordable housing options, Shelbyville is a hidden gem. The real estate market here boasts an impressive selection of homes priced under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. From cozy bungalows to spacious family homes, there’s something for everyone in this inviting community. Many properties feature beautiful yards, modern amenities, and easy access to local parks and recreational activities, perfect for enjoying the stunning Kentucky seasons.

In addition to its appealing housing options, Shelbyville offers an array of amenities, including excellent schools, vibrant community events, and a strong sense of belonging. The city is conveniently located along Interstate 64, providing easy access to nearby cities like Louisville and Frankfort, enhancing its appeal for commuters.

Whether you’re looking to settle down or invest in a thriving community, Shelbyville is a place where dreams can flourish. Explore the wonderful homes available under $400,000 and discover the perfect backdrop for your next chapter in life. Welcome home to Shelbyville, where community spirit and affordability come together to create a perfect living experience!

Newest Shelbyville Homes under $400,000

213 Saint Regis Dr, Shelbyville
$339,500
3 Beds ⋅ 3 Baths ⋅ 1730901 MLS
An excellent opportunity awaits in this large, open concept ranch in the desired neighborhood of Cloverbrook Farms. This 3 bedroom, 3 full bath home has a finished basement that was rarely used. The first floor has great natural light and lots of windows. The home has been well maintained and is ready for its new owner. All appliances remain including the washer/dryer. Home has a generator for your convenience, plus 2 sump pumps and a surge protector on the electric panel. This is an estate, inspections are welcome but the home is being sold "as is", seller/executor will do no repairs. Dishwasher does not work. Seller is offering a 1 year "America's Preferred Home Warranty". Cloverbrook farms has a one time $75 HOA transfer fee at closing. Playground and pool located "catty corner" to this home. HOA yearly fee includes pool and playground access.

213 Saint Regis Dr, Shelbyville

Listing courtesy of Walton Jones REALTORS, Inc..

1370 Delacorte Cir, Shelbyville
$256,500
3 Beds ⋅ 3 Baths ⋅ 1730885 MLS
*Get up to $5,000 in down payment assistance for qualified buyers. See flyer* Step inside a home where the details tell the story. From custom millwork to artisan finishes, every corner of this three-bedroom, two-and-a-half-bath residence reflects a level of craftsmanship that's genuinely rare to find. The first-floor foyer welcomes you through an updated front door framed with a window that floods the entry with natural light. New luxury vinyl plank flooring carries you through the main level, accented by crown molding and custom casings on every window and door. At the center of it all sits a showstopping kitchen, outfitted with herringbone butcher block countertops, ceiling-height cabinetry, a mosaic backsplash, an extra-deep stainless sink and a charming bridge faucet. A walk-in pantry concealed behind antique French doors adds vintage character, while a custom cased opening connects the space seamlessly to the family room Thoughtful owner designed touches, continue throughout—an arched wall niche with hardwired gallery lighting, sconces that warm the family room, and a powder room dressed in custom wallpaper, a statement mirror, and designer fixtures. Even the door knobs and hinges have been freshly updated. Upstairs, plush cut-and-loop carpet softens three bedrooms and two full baths. A generous loft offers flexible room for a home office, while a dedicated laundry area keeps daily routines effortless. Outside, the polish carries on. Custom landscaping with brick trim and river rock pathways frames the property beautifully, and a 10x30 patio shaded by a sun sail and decorative lighting invites evenings under the stars. The two-car garage includes built-in shelving, and an invisible fence keeps furry family members safe. Move-in ready and brimming with personality, this standout home is one you'll want to see in person.

1370 Delacorte Cir, Shelbyville

Listing courtesy of Polo Real Estate Group LLC.

289 Ardmore Ln, Shelbyville
$240,000
2 Beds ⋅ 1 Baths ⋅ 1730818 MLS
Welcome to 289 Ardmore Lane, a charming ranch tucked away on a quiet street in Shelbyville, conveniently located near Marnel C. Moorman and Martha Layne Collins High School. This home offers easy one-level living with fresh paint, new flooring, and a roof that is approximately four years old. Out back, you'll find plenty of space and potential to create your own backyard retreat. A covered porch and fire pit provide a great start for outdoor entertaining, while the sunroom offers additional flexible space with possibilities for future use or improvement. The former in-ground pool has been filled in but remains in place, giving a future owner the option to explore restoring it or reimagining the space entirely. With recent updates, a convenient Shelbyville location, and plenty of opportunity to make it your own, this home is ready for its next chapter.

289 Ardmore Ln, Shelbyville

Listing courtesy of 85W Real Estate.

4038 Firestone Way, Shelbyville
$304,000
4 Beds ⋅ 3 Baths ⋅ 1730670 MLS
Welcome to 4038 Firestone Way in Shelbyville! This 4 bedroom, 2.5 bathroom home offers a functional layout with plenty of space. Step through the front door into the living room, which flows into the kitchen and dining area, creating an easy space for entertaining. All four bedrooms are located upstairs, including the primary suite, while the main level offers plenty of room for gathering. A 2 car attached garage provides convenient parking and additional storage. Located in Shelbyville, this home offers a great opportunity to make it your own!

4038 Firestone Way, Shelbyville

Listing courtesy of Lois Ann Disponett Real Estate.

1599 Overlook Cir, Shelbyville
$324,500
3 Beds ⋅ 2 Baths ⋅ 1730666 MLS
Welcome to 1599 OverLook Cir, where everyday living meets your own backyard getaway! From the moment you step inside, you'll find a warm and inviting home with comfortable living spaces, rich wood cabinetry, stainless-steel appliances, spacious bedrooms, and plenty of natural light. But the real showstopper is outside. This backyard is made for entertaining, relaxing, and making memories. Take a dip in the above-ground pool, enjoy evenings on the patio or deck, or gather with friends and family under the covered outdoor entertaining area complete with a bar-style setup. The fenced yard also offers additional space to enjoy, along with a storage shed for added convenience. With an attached garage, attractive exterior, and an outdoor setup that feels like your own private retreat, 1599 Over is more than just a house, it's a place to enjoy life. Don't miss your chance to see this one in person!

1599 Overlook Cir, Shelbyville

Listing courtesy of Allure Haven Realty LLC.

401 Winding Way, Shelbyville
$399,000
4 Beds ⋅ 2 Baths ⋅ 1730530 MLS
**FIRST SHOWINGS AT OPEN HOUSE, SUNDAY, OCTOBER 4, 2-4 PM** Be THE FIRST to see this beautifully upgraded home and be settled in before the holidays. Tucked on a half-acre lot backing to private woods, this 4-bedroom, 2-bath home has been lovingly updated from top to bottom, so all that's left to do is move in. Gather family in the formal living and dining rooms, framed by custom draperies and made for holiday dinners. Cook with joy in the remodeled kitchen with custom shaker cabinets, granite countertops, a pantry with slide-out shelves, and stainless appliances that stay. Then settle into the showstopping great room, where a brick wood-burning fireplace and vaulted tray ceiling with in-wall 7.2 surround sound create the ultimate spot for cozy nights, movie marathons, and game days. The primary bedroom impresses with a barrel-stave feature wall and a spacious walk-in closet (custom shelving), and the newly finished lower level adds a fourth bedroom, sitting area, and laundry. Both baths were remodeled within the past year with gorgeous floor-to-wall tile, and the hall bath's deep soaking tub is your personal retreat. Step outside to your own backyard escape: a sparkling pool with surrounding deck, plus a large deck (Trex decking) and patio overlooking the trees, perfect for summer parties or quiet mornings. New laminate floors, LED lighting, and an extra-deep, extra-wide two-car garage add everyday ease. Best of all, the big-ticket items are done: HVAC within 8 years, roof and windows within 10 (windows have a transferable warranty), water heaters (2) within 3, and A BRAND-NEW ELECTRIC PANEL. Homes this cared for don't last. See it Sunday, it may be gone Monday....

401 Winding Way, Shelbyville

Listing courtesy of Red Edge Realty.

1025 Stratton Way, Shelbyville
$349,900
3 Beds ⋅ 3 Baths ⋅ 1730350 MLS
Welcome to the Magnolia floor plan, a thoughtfully designed home offering comfort, convenience, and flexible living space. Built just four years ago, it features an inviting open-concept layout that brings the kitchen, dining area, and main living space together for easy everyday living and entertaining. The kitchen includes granite countertops, while the first-floor primary bedroom provides added convenience. A first-floor laundry room with built-in cabinets adds practical storage and functionality. Upstairs, two additional bedrooms are joined by a spacious loft and a finished attic room, offering versatile options for a home office, playroom, or additional living area. Outside, the gazebo-covered patio creates a comfortable spot to enjoy the backyard, relax, or entertain. With a well-planned layout and flexible spaces throughout, this home is designed to adapt to a variety of lifestyles.

1025 Stratton Way, Shelbyville

Listing courtesy of Commitment Real Estate Group.

1414 South Dr, Shelbyville
$295,000
3 Beds ⋅ 2 Baths ⋅ 1730149 MLS
This beautiful home has been recently updated with many special touches and is located in a desirable area of Shelbyville. The home features a Family Rm, beautiful eat-in Kitchen, large Primary Bedroom with walk-in closet, Primary Bath, 2 additional bedrooms and a full bath. The home sits on a large fenced lot with 2 storage buildings. You can enjoy the outdoors on the front porch or back deck. The home has a high efficiency HVAC and many other updates.

1414 South Dr, Shelbyville

Listing courtesy of Coldwell Banker Larry Rogers.

2038 Hearthside Cir, Shelbyville
$340,000
3 Beds ⋅ 2 Baths ⋅ 1728233 MLS
Inviting Walk-Out Ranch Conveniently Located in Shelbyville! Welcome home to this well-designed walk-out ranch offering a comfortable layout and convenient access to shopping, dining, and downtown Shelbyville. The living room features a tray ceiling and faux fireplace, creating a welcoming space for relaxing or entertaining. The living room flows into the spacious kitchen, complete with stainless steel appliances. The split bedroom floor plan offers added privacy, with the primary bedroom and private ensuite separated from two additional bedrooms and a second bathroom. Tray ceilings can be found in the living room, primary bedroom, and one of the additional bedrooms, adding architectural interest throughout. The secondary bedrooms offer flexible space for family members, guests, a home office, or hobbies. The walk-out basement provides additional living space and features a gas fireplace, along with direct access to the outdoor patio making the indoor and outdoor living/entertaining spaces flow seamlessly. The laundry room is located in the basement, with additional washer and dryer hookups conveniently located in the kitchen pantry area making an easy first floor laundry area an option. The large two-car garage features two separate bay doors, and an extra-deep bay offering additional room for storage or a small workspace. Located close to shopping, dining, and downtown Shelbyville, this home offers convenience and functionality. Schedule your private showing today!

2038 Hearthside Cir, Shelbyville

Listing courtesy of Keller Williams Collective.

105 Pheasant Glen Dr, Shelbyville
$290,700
4 Beds ⋅ 3 Baths ⋅ 1729980 MLS
Pheasant Glen Lot #2. Estimated completion: December 2026/January 2027. Your place awaits at 105 Pheasant Glen Drive in Shelbyville, KY, a new home located in the Pheasant Glen community. This beautifully designed two-story home offers 1,649 square feet of living space with 4 bedrooms and 2.5 bathrooms, thoughtfully crafted to suit any stage of life. From the moment you step inside, you're greeted by a bright, open-concept living area and kitchen with white cabinets that's perfect for both relaxing and entertaining. The main level also includes a conveniently placed powder room and plenty of storage to keep your home organized and functional. Upstairs, the private primary suite features a spacious walk-in closet and an en-suite bathroom for everyday comfort. Three additional bedrooms share a full bath, offering flexibility for household members and any guests. A conveniently located laundry room on the second floor adds ease to daily routines. With its efficient layout, modern design, and inviting atmosphere, the Glendale is a home that combines comfort and versatility perfect for the way you live today. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from each home as built.

105 Pheasant Glen Dr, Shelbyville

Listing courtesy of DRH Realty of Kentucky.

5150 Bell Ave, Shelbyville
$319,000
4 Beds ⋅ 3 Baths ⋅ 1729928 MLS
Need room to spread out? This Shelbyville home offers over 2,700 finished square feet with 4 bedrooms, 3 full bathrooms, plus 2 additional finished bonus rooms in the walkout basement. With 4 bedrooms plus 2 additional rooms to work with, there's plenty of flexibility for the way you need to use the home. Extensively renovated and updated throughout, the home has a bright, open feel while still offering plenty of separation when you need it. The kitchen opens into the dining and living areas with updated countertops, beautiful lighting, and plenty of room to gather. In the living room, an elaborate stone accent wall with built-in shelving and fireplace creates a standout centerpiece for the main level. The primary bedroom, full bathroom, and laundry are all conveniently located on the first floor. Upstairs you'll find three additional bedrooms and another full bathroom. The finished walkout basement adds an entire additional level of usable space with a third full bathroom and two finished bonus rooms. Whether you need home offices, a workout room, hobby space, extra storage, or simply more room to spread out, the layout gives you options. Two decks extend the living space outside and provide plenty of room for relaxing or entertaining. At just $319,000, this home brings together a lot of finished space, 3 full bathrooms, extensive updates, and a flexible three-level layout that's hard to find at this price. Come see just how much this home has to offer.

5150 Bell Ave, Shelbyville

Listing courtesy of Red 1 Realty LLC.

927 Bland Ave, Shelbyville
$174,900
3 Beds ⋅ 2 Baths ⋅ 1729746 MLS
Large home located in the heart of Shelbyville with so many possibilities! Beautiful front porch with Trex flooring. The first floor consists of foyer, office, kitchen, dining area, family room and full bath. You can take either of the 2 staircases upstairs where there are 3 large bedrooms, full bath and laundry room. The home also has a detached garage and fenced yard. Check it out!

927 Bland Ave, Shelbyville

Listing courtesy of Coldwell Banker Larry Rogers.

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